UTrust Solutions provides technology solutions that help financial institutions expand their markets for loan products. Our services simplify and expedite the loan origination process.

Clients may choose to implement an IVR, Internet or dual channel system. Both applications are created to reflect the financial institutions' look and feel in addition to their unique underwriting guidelines. By utilizing ICAT™ (patent pending Instant Credit Analyzer Tool), clients may establish a rules based system for approving or declining applicants.

Loan Connection is a fully featured, customized solution for all Consumer loan application and pre-approval needs.

Mortgage Connection is a fully featured, customized solution for Mortgage loan application and pre-qualification needs. It includes Refi-Analyzer, a tool to help homeowners select the best refinancing option prior to proceeding with the Mortgage Connection application.

Credit Card Connection provides a mechanism for prospective customers to apply for credit cards and balance transfers. Credit Card Connection can be used with pre-approval (PA) or Invitation to Apply (ITA) campaigns.

IDeA (Instant Decisioning e-Application) provides an Internet and PDA solution for approving and validating commercial owners and accounts. IDeA enables a sales force to maintain a pipeline of prospective applicants prior to completing each application.

Student Loan Connection is a fully featured, customized solution for all private student loan programs. By allowing custom school listings and financial minimum and maximum loan amounts, Student Loan Connection uses the ICAT decisioning platform for accommodating multi-level credit criteria.

UTrust Solutions Web Services is a based Credit Reporting and Credit Decisioning. This new service provides an interface using XML data structures and http protocol to offer Credit Bureau Access and/or full decisioning capability.